Tool Debt advice locator. Money Navigator. Auto enrolment Introduction, how it works, all about contributions. Building your retirement pot How much do you need, ways to build your pot, transferring and merging.
Pension problems Complaints, financial help when retired, changes to schemes. Pensions basics Starting a pension, types of pension, understanding pensions. State Pension How it works, what you might get, National Insurance.
Taking your pension Ways to draw your pension, when can you retire, Pension Wise appointments. Tax and pensions Tax allowances, tax paid on pensions, tax relief. Appointment Book a Pension Wise appointment. Pension calculator. Workplace pension contribution calculator. Find a retirement adviser.
How to save Getting started, getting the most out of savings, problems. Investing How to invest, types of investing, buying and managing. Types of savings Help with meeting goals, tax-friendly saving, saving for children. Savings All Savings guidance.
Calculator Savings calculator. Employment Basics, benefits, tax and National Insurance. Losing your job What to do, alternatives, redundancy pay. Self-employment Starting out, insurance, tax, self-assessment. Work All Work guidance. Tool Budget Planner. Redundancy pay calculator. Universal Credit Find out how Universal Credit works and how to manage your payment.
Tool Money Manager. Everyday money. Calculator Credit card calculator. Tool Couch to Financial Fitness. Calculator Baby costs calculator. Calculator Mortgage affordability calculator. Calculator Mortgage calculator. Money troubles. Calculator Pension calculator. Calculator Workplace pension contribution calculator. Tool Find a retirement adviser. Calculator Redundancy pay calculator. Pension Credit. How much do you get?
Who can claim? How your claim could be affected by pension pots you have When and how to apply for Pension Credit What to do if your circumstances change Claim a free TV Licence. What is Pension Credit?
Pension Credit is a benefit for people over State Pension age on lower incomes. It has two parts: Guarantee Credit Savings Credit. Need more information on pensions? Our help is impartial and free to use, whether that's online or over the phone.
Top links Making a small claim Help for victims of rape and sexual violence. Health Coronavirus - rules you need to follow NHS healthcare Help with health costs Discrimination in health and care services Going abroad for dental care NHS and social care complaints. NHS and adult social care complaints Find out how to complain about your doctor or health visitor. Top links Find your local Citizens Advice Volunteer with us Jobs in our network Press releases Our blogs Read what we're saying about a range of issues.
England This advice applies to England: England home Advice can vary depending on where you live. Guarantee Credit tops up your weekly income to a minimum amount. UK not have too much income or savings live in the UK You can still be working, as long as your income isn't too high.
Exemptions from the right to reside and habitual residence test Your client might be exempt - for example, if they were the victim of trafficking. Did this advice help? Yes No. Why wasn't this advice helpful? For queries about your identity check, email nida nidirect. For queries or advice about criminal record checks, email ani accessni. For queries or advice about employment rights, contact the Labour Relations Agency.
For queries or advice about passports, contact HM Passport Office. For queries or advice about pensions, contact the Northern Ireland Pension Centre. If you wish to report a problem with a road or street you can do so online in this section.
If you wish to check on a problem or fault you have already reported, contact DfI Roads. You must have JavaScript enabled to use this form. Enter a valid email address. This feedback form is for issues with the nidirect website only.
You can use it to report a problem or suggest an improvement to a webpage. Enter your feedback characters maximum. Enter your question characters maximum. Extra comments optional. What to do next Comments or queries about angling can be emailed to anglingcorrespondence daera-ni. However, if you're in a couple and your partner reached state pension age before 6 April , you could still qualify.
There's a few criteria that you needed to meet and still do before you qualified for savings credit:. However, the more money you have, the less you get in savings credit. All of your income is added together to work out how much you'll get. There is a pension credit calculator on the gov.
The calculator will also give you an estimate of the pension credit payment you are due for based on your earnings, benefits, pensions, savings and investments.
Go further: Which? Money Compare tables - let you search hundreds of savings accounts and cash Isa deals. You can either post form PC1 downloadable from the Gov. Visit The Pension Service's Find your pension centre page to find out where yours is and how to contact it. To claim, you will need your National Insurance number, information about your income, savings and investments and your bank account details,. To claim guarantee credit, you need to have reached the pension credit qualifying age, which is the same as the current state pension age for women.
To claim savings credit, you must be at least The pension credit qualifying age is then gradually rising in line with changes to the state pension age. From December , the state pension age started to rise for both men and women, until it reached 66 in October and 67 between and Pension credit can be claimed for you and your partner. Up until May , only the claimant has had to be over the qualifying age, your partner could be younger.
If you have a partner, the income and capital of both of you is taken into account when your pension credit is calculated. It can be backdated for up to three months as long as you have satisfied the entitlement conditions during that period. A pension credit claim can also be lodged up to four months in advance if you are approaching the qualifying age or are about to become entitled for another reason.
This allows time for the claim to be processed. Pension credit payments go directly into your bank, building society or post office account.
0コメント